Avoiding Phishing Scams

Phishing is one of the most prevalent of all internet scams. If you have ever received an email in your inbox claiming to be from a financial institution requesting your information, you have been a target of a phishing scam.

Here are some tips on how to recognize and avoid being a victim of phishing scams.

How Phishing Scams Work

Phishing scams attempt to trick people into providing sensitive personal information such as credit card or banking details. In order to carry out this trick, scammers send a fraudulent email disguised as an official request for information from a targeted company. Generally, they also create a “look-a-like” website that is designed to closely resemble the targeted company’s official site.

Recipients of the scam email are requested to click on an included hyperlink. Clicking this link will cause the fake website to open in the user’s browser. Once at this fake website, the user may be presented with a web form that requests private information such as credit card and banking details, addresses, phone numbers and even login details. All information entered into this fake website can subsequently be collected and used at will by the criminals operating the scam.